Other areas of activity

The PZU Group utilizes its potential by rendering services in assistance, aid associated with pension and disability funds and managing loyalty programs.

PZU Pomoc

PZU Pomoc SA (PZU Pomoc) is an ancillary company for PZU Group’s subsidiaries established to provide assistance services to clients in scope of claims handling.

At the end of 2015, PZU Pomoc SA held a leading position on the intermediation market for selling damaged vehicles using an online auction platform.

At the end of 2015, the company held the leading position on the market of intermediation in the sale of damaged vehicles through an online auction platform.

With the start of May 2015, the company’s operations were divided and organized in scope of two fields, Assistance and Health. Resulting from the division, which saw the separation of the organized segment of the enterprise, Health was moved to PZU Zdrowie on 2 November 2015.

PZU Pomoc holds 30% of the shares in GSU Pomoc Górniczy Klub Ubezpieczonych [GSU Mining Assistance Insured Club]. Discount, incentive and loyalty programs addressed to the mining industry are being developed within this entity.


PZU CO established to provide an ancillary services for PZU Group’s subsidiaries in the following areas: printing, IT, Data Center, Contact Center, insurance and pension fund assistance, permanent intermediation in the conclusion of insurance contracts, financial and investment contracts, and assistance agreements.

PZU Finance AB

PZU Group’s operations on the debt market are realized through PZU Finance AB in Stockholm (Sweden). The Company was established in 2014 and is a 100% subsidiary of PZU. Its main operating field is collection of funds through issuance of bonds or other debt instruments and providing financing for the companies within PZU Group.

On 16 October 2015, PZU Finance AB issued five-year eurobonds in the amount of EUR 350 million. These bonds were assimilated and together with eurobonds at value of PLN 500 million issued by PZU Finance AB (publ.) on 3 July 2014, they constitute one series, a so-called tap issue.

PZU Finanse

PZU Finanse Sp. z o.o. is a service provider established to keep accounting records for PZU Group’s subsidiaries (with exception of PZU and PZU Życie).


Ogrodowa-Inwestycje Sp. z o.o. (Ogrodowa-Inwestycje) is the owner of the City-Gate office building (Ogrodowa 58, Warsaw) and rents office space to external clients and companies of PZU Group.

Grupa Armatura

PZU Group has held an equity stake in Armatura Kraków SA (Armatura Kraków) since October 1999. At this time, 100% of the shares of Armatura Kraków are owned by the PZU FIZ AN BIS 2 investment fund.

Armatura Kraków is the parent entity in the Armatura Group. The Armatura Group includes: Armatura Kraków SA, Armatoora SA, Aquaform SA, Aquaform Bauprodukte, Aquaform Ukraine, Aquaform Romania, Morehome.pl, Armatura Tower (joint-venture). The Armatura Group conducts its business outside the area of financial and insurance services. It is a leading manufacturer in the plumbing and heating sector in Poland. The entities composing Armatura Group specialize in manufacturing of bathroom and kitchen taps, aluminum central heating radiators, a wide range of valves, and sanitary ware.

On 15 January 2015, Armatura Kraków acquired control of Aquaform SA Group (indirectly also acquiring Aquaform Bauprodukte, Aquaform Ukraine, Aquaform Romania, Morehome.pl), a manufacturer of shower cabins, bath tubs and bathroom furniture, for PLN 25.9 million (provisional settlement, because the price depends on the sales value acquired by Aquaform SA on selected foreign markets in the years 2015–2017).

On 29 June 2015, Armatura Kraków sold Arm Property Sp. z o.o. to PZU FIZAN BIS 2 and thus ended the restructuring of Armatura Kraków Group’s non-productive assets.