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| Reinsurers’ share in technical provisions | 31 December 2015 | 31 December 2014 |
| Unearned premiums reserve | 339,255 | 302,173 |
| Provisions for claims outstanding, including: | 579,173 | 296,900 |
| - for claims reported | 527,773 | 228,795 |
| - for claims incurred but not reported (IBNR) | 28,973 | 46,259 |
| - for claims handling expenses | 22,427 | 21,846 |
| Provisions for the capitalized value of annuities | 178,424 | 154,042 |
| Total reinsurers’ share in technical provisions | 1,096,852 | 753,115 |
| Reinsurers’ share in technical provisions by currency | 31 December 2015 | 31 December 2014 |
| PLN | 733,580 | 690,347 |
| USD | 301,332 1) | 20 |
| EUR | 39,030 | 35,319 |
| UAH | 18,872 | 27,205 |
| Other | 4,038 | 244 |
| Total reinsurers’ share in technical provisions by currency | 1,096,852 | 753,115 |
1) Increase in reinsurer's share concerns mainly the recognizing reinsurer's share (at the amount of PLN 299,626 thousand) in provision for claims resulting from fire in a Czech company Unipetrol which took place in August 2015.
| Reinsurers’ share in technical provisions | 31 December 2015 | 31 December 2014 |
| Short-term | 307,016 | 199,156 |
| Long-term | 789,836 | 553,959 |
| Total reinsurers’ share in technical provisions | 1,096,852 | 753,115 |
