22. Other operating expenses

Other operating expenses	1 January - 31 December 2015	1 January - 31 December 2014
Costs of core business of companies not conducting neither insurance nor bank activity	432,196	307,172
Amortization of intangible assets acquired in business combinations	161,081	87,795
Costs from direct claims handling regarding claims on policies concluded with other insurance companies	193,388	73,051
Expenses due to prevention activities	92,366	68,234
Compulsory payments to the insurance market authorities	68,267	58,744
Insurance Guarantee Fund	41,529	35,872
Creation of provisions	21,447	33,365
Donations	1,869	31,508¹⁾
Payment to National Headquarters of the State Fire Service and Volunteer Fire Service Association	31,528	28,869
Rechargeable expenses	12,140	12,313
Other	166,465	170,817
Total other operating expenses	1,222,276	907,740

1) Including donations to PZU Foundation in the amount of PLN 30,000 thousand.